Structured credit for global Filipino workers

Valid Passport and OEC

Verified Employment Contract

Remittance and Payslip History

Philippine Household Co-Borrower

Clear copies of your unexpired Philippine passport alongside current Overseas Employment Certificate or DMW digital registration credentials.

Standard POEA or international maritime contract reflecting verified employer identity, monthly compensation, deployment term, and host nation.

Official earnings statements from the past three months paired with bank remittance receipts validating regular household support transfers.

Designated domestic family member identification proving designated allotment receipt and local residency for coordinated servicing.

Protected cross-border servicing

Working across borders requires repayment channels that accommodate international time zones and banking protocols. We coordinate directly with institutional remittance pipelines, eliminating the arbitrary processing surcharges and informal handling fees that plague unregulated lenders.

Every schedule specifies the fixed monthly amortisation in Philippine Pesos, locking in transparent calculations regardless of foreign exchange rate fluctuations. Designated household allottees receive clear printed statements detailing capital reduction and interest balances at each scheduled interval.

Institutional credit with clear terms

Discuss your contract details directly with our specialized Makati underwriting desk. We review land-based and sea-based applications under strict regulatory transparency.